The maid has been with us for 6 months now so its time to start paying her directly. Those of you who have maids will know that we are required to pay a 6 months advance salary upfront but this 6 months advance salary does not go to the maid. It goes to the agency for the advanced loan that the maid takes from the agency to get them placed overseas. Imagine working for 6 months without pay. Hmmm….
I understand that different employers do this payment of salaries to the maid differently. Some show her a piece of paper as a record and records down each payment monthly. Some pay via a bank account. I even heard of some who pay into their own bank accounts because they think the maid should not be earning interests on their money! Gosh! I really don’t know what to say to that.
I asked my maid how her previous employer paid her. She said that the previous employer will pay her cash and put it into a petty cash box every month. My first thought was “What if there was a burglary and someone runs off with that petty cash box?” Hmmm….
I would like to open a bank account for the maid because I think that is the most normal mode of payment. I think thats fair too. However, I don’t know what kind of account I have to open since she is a foreigner here. Can anyone help me out? As a foreigner, can she have a normal savings account for locals or is it different? What about transmission of money back home and how does she transfer her money home at the end of her tenure?
She told me that she had a difficult time trying to retrieve her money from the bank in her hometown previously although her employer had told her that she had sent it. My maid lives in a very rural place. She has to take a day by lorry to the nearest bank and each time she did that the bank would say it has not received the money yet. According to her she had to travel 2-3 times before she received her money.
Appreciate if somebody with experience comments. Thanks.